The Underwriter is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family. Responsibilities: Interface with and support bankers in underwriting requests for commercial credit extensions for new and...

Job Type: Permanent Build a brilliant future with Hiscox   About Hiscox UK Hiscox UK is a leading brand in the insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. Our customers are diverse and unique and are only united by our ability to provide specialist insurance tailored to their needs. The role We have a market leading reputation for producing bespoke solutions for niche customer groups managed by our broker partners. Within the wider Schemes team we deliver Schemes solutions across the UK retail business. You’ll work across the existing portfolio of schemes business ensuring that we deliver market leading service across your scheme panel.  You’ll work with the wider Schemes Team across...

Loan Processor Manchester City Centre £32,500 basic + competitive bonus Full-time Onsite with hybrid options following probation About the Role Time Recruitment is partnering with a leading specialist lender to recruit an experienced Underwriter to join their expanding Second Charge team. This is an excellent opportunity for candidates with backgrounds in IVA processing, loan underwriting, or car finance underwriting looking to progress within a supportive, fast-paced financial services environment. Why This Role Stands Out You will be joining a purpose-driven lender with a strong social ethos, dedicated to financial inclusion and assisting customers who may be underserved by traditional lenders. The team is friendly, collaborative, and committed to delivering fair outcomes for every customer. This role values your judgement, attention to detail, and ability to assess individual circumstances with care and accuracy. Key Responsibilities Manage a pipeline of...

Job Type: Permanent Build a brilliant future with Hiscox   About the team/division Hiscox London Market has an exciting future. In the Property Division our team of underwriters  and analysts focus on Property & Alternative Risk lines written within London Market. Methods of placement range from direct and facultative, shared and layered open market placements, to binders and line slips, both digital and traditional. Expectations are high, but the team enjoy a well-established, lead market position and have an excellent track record of outperforming our peers – the challenge will be not just to maintain this, but to drive it forward in an ever evolving market place. We are looking for a senior underwriter to join our Major Property team, historically a significant revenue and profit generator and one of the core short tail lines of business within Hiscox. The team are responsible for the direct and facultative book. The strategy for the Major Property...

Job Type: Permanent Build a brilliant future with Hiscox   Job title: Senior Underwriter/Underwriter - DOE Reports to: Head of North America Location: London About Hiscox Re & ILS We are located in Bermuda and London and underwrite reinsurance risks from around the world on behalf of our own and partner capital. Our team of over 100 smart and enthusiastic individuals are committed to providing top quality service to brokers and clients across a broad range of reinsurance products. We protect our clients’ assets against natural and man-made disasters, covering everything from earthquake and hurricane damage to cyber events, financial risks and terror attacks around the world. Our approach is simple; match the best underwriting risk against globally diversified capital. Our proactive, product-led underwriting approach is complemented by a commitment to world class service through purpose-built analytics and systems. We know our people are our biggest asset...

Job Type: Permanent Build a brilliant future with Hiscox   Hiscox London Market specialises in managing risk and focusing on our key areas of expertise and strength - all of which is underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things. We insure the unique and the interesting and we search for the same when it comes to talented people. Hiscox is full of smart, reliable human beings that look out for customers and each other. Everyone is encouraged to think creatively, challenge the status quo and look for solutions. About the Property division Our team of underwriters focus on Property lines across the London Market, ranging from Household, Commercial Property, Flood and Major Property. Methods of placement range from Binders and line slips, both digital and traditional, to direct and facultative, shared and layered open market placements. As a high performing, diverse team, we are always looking to...

Job Type: Permanent Build a brilliant future with Hiscox   Who Are We? Hiscox is an international specialist insurer and reinsurer. We provide market leading products and excellent service to individuals and businesses with unusual and often complicated insurance needs. A FTSE 100 company, we can trace our roots to the Lloyd’s market in 1901. We employ over 3,000 highly professional staff, have offices in 14 countries and customers all over the world. The Role: You will underwrite commercial insurance products including PI, Cyber, Management liability, Property and Liability lines of business, within a highly successful and energized team based in Dublin. This role is key in driving profitable growth within the underwriting team, achieving broker account targets, meeting agreed service standards and key performance objectives. You will have a strong focus on building rapport and relationships with and delivering a superb service to our broker partners and will...

Are you looking to take the next step in your career, working within commercial Real Estate (CRE) lending? Citi is currently looking to hire a loan underwriter who can evaluate small and medium lot size commercial real estate as collateral for lending, assess borrower creditworthiness, review due diligence, process credit approvals then monitor loan performance. This is an Associate Vice President or Vice President role in-business role based in London. What you will do will be varied day to day, but the key drivers for the role are : Evaluate commercial real estate properties along with market dynamics and futures drivers of performance. This may cover a wide range of commercial real estate asset classes such as industrial, retail, offices and living sector Strong understanding of lending/underwriting criteria to make sure loans meet the required standard Judgement/in business screening on whether CRE loan applications are suitable & prudent lending cases and...

Job Type: Permanent Build a brilliant future with Hiscox   About Hiscox UK Hiscox UK is a leading specialist brand in the UK insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through the most innovative technology companies. We operate in twelve target sectors in the UK, across which our customers are diverse and unique, and are only united by our ability to provide specialist insurance tailored to their needs. The Role You’ll be joining our Property Claims team as we strive to further enhance and develop the service we offer to our customers whilst building the technical capability of the team. As an in-house claims specialist you will be responsible for delivering a trusted, superior claims service to our customers as you support them and help...

Job Type: Permanent Build a brilliant future with Hiscox   Programme Manager   –   CRM & Telephony   and Document Management   Reporting to:   CTO - Transformation   Location:   London (open to York or Colchester) The organisation is currently undergoing a significant transformation as a core pillar of the Hiscox 2030 strategy, designed to make the organisation scalable, efficient, and increasingly customer-centric by modernising operations and embedding a “One Hiscox” mindset. It underpins the broader growth ambitions and is delivered through multiple strategic initiatives.     The   Technology Transformation   enables 70% of these initiatives and contributes over half of the programme’s projected benefits. Led by the Technology Transformation Office, it enables digital trading,   augmented underwriting, unified data ecosystems, and automation—unlocking speed, intelligence, and...

Job Type: Permanent Build a brilliant future with Hiscox   Company description Hiscox is a diversified international insurance group with a powerful brand, strong balance sheet and plenty of room to grow. Listed on the London Stock Exchange and headquartered in Bermuda (with the bulk of group leadership sitting in London), Hiscox has over 3,000 staff across 14 countries and 34 offices.   Structured by geography and product, Hiscox’s long-held business strategy has helped them grow from a niche Lloyd’s underwriter to an international insurance group with a powerful consumer brand. Hiscox’s Purpose: “We give people and businesses the confidence to realise their ambitions”  The Role Hiscox intends to operate a Data Mesh architecture for supporting Analytics and Integrations across the group. This will be known as “the data ecosystem”. The Ecosystem is being established in 2026 and this role will be a key part of its establishment as well as ongoing maintenance....

Job Type: Fixed Term Build a brilliant future with Hiscox   Job Specification : Pricing Transformation Actuary Contract : 12 months Location : London (Hybrid) Role Overview We are seeking an experienced Pricing Transformation Actuary to drive the end-to-end delivery of a new, clearly defined rating model system and process for our London Market business. This role will be central to reshaping how pricing models are developed, governed, and deployed across all London Market lines. The successful candidate will combine strong technical pricing expertise with proven transformation leadership, excellent stakeholder management, and the ability to navigate complexity in a highly matrixed environment. This is a hands-on delivery role requiring ownership, pace, and clarity. Key Responsibilities 1. Pricing Model & Platform Delivery · Lead the design, build, testing and deployment of a new pricing model framework and supporting platform, including database,...

Electrical and Software Engineer Bristol Competitive and Benefits package Days, Work from site As an Electrical and Software Engineer, you will play a pivotal role in designing, implementing, and modernising electrical and software solutions for special purpose machinery. You will collaborate with cross-functional teams to ensure seamless integration, compliance, with industry standards, and optimal performance of machinery. This role involves domestic and international travel to support project installations and provide technical expertise. Key Responsibilities as a Electrical and Software Engineer: Design and implement tailored electrical and software solutions for special purpose machinery, including legacy system upgrades. Troubleshoot complex technical issues and provide high-level engineering support to the field service team. Develop comprehensive documentation for service interventions, upgrades, and project-related materials. Support the...

Job Type: Permanent Build a brilliant future with Hiscox   The role We have a market leading reputation for producing bespoke solutions for niche customer groups managed by our broker partners. Within the wider Schemes team we deliver Schemes (Delegated Authorities and MGA) solutions across the UK retail business. You’ll work across the existing portfolio of Schemes (and Delegated Authorities) business as well as analysing the impact of new Schemes opportunities.  You’ll work with the wider Schemes Team across underwriting, operations and sales delivering analytics and business insights to influence business decisions and drive the performance objectives of the Schemes business in support of our Active Performance and Portfolio Management ambitions. You will ensure alignment with the wider Hiscox UK business including, Pricing and Portfolio Management, the Insurance Analytics team and Underwriting & Distribution management, ensuring alignment with wider Hiscox...

Reinsurance Accountant Location: London Permanent About the Role Join a dynamic commercial financial control team within a global Insurance group. As Reinsurance Accountant, you'll be the key person for reinsurance queries, ensuring high-quality accounting and reporting while working in a supportive team environment that emphasizes mutual growth and development. Key Responsibilities Review new and existing reinsurance arrangements and administer contracts on FSRI Ensure reinsurance premium payments are made in line with contractual terms Manage recoveries collection including submission of collection notes to brokers/reinsurers Liaise with underwriters, claims, and actuarial teams on potential and actual recoveries Ensure all bordereaux are issued and settled within contractual terms Report reinsurance movements correctly on a quarterly basis aligned to contractual terms Monitor reinsurance bad debt and maintain data quality across systems Ensure correct...

Job Type: Permanent Build a brilliant future with Hiscox   About Hiscox UK Hiscox UK is a leading brand in the insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. Our customers are diverse and unique and are only united by our ability to provide specialist insurance tailored to their needs. The role We have newly created Regional Distribution Manager roles within our regional teams for ambitious, results‑driven individuals with a growth mindset and a passion for unlocking value from key broker relationships. These roles are designed to drive performance against the biggest growth opportunities across our sectors within the London region. As an RDM, you will lead a team of account managers across all...

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in legal, regulations, financial services and communication to Citi’s Legal team. Shape your career with Citi in Belfast. By joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Team/Role Overview Working as part of the Wealth Legal department, this role will be a core member of the global Capital Markets Legal team, focusing on the UK, Europe and Middle East business. The role involves a wide range of work, including advising on general regulatory implementation, transactional Capital Markets work and Capital Markets business projects and initiatives.  This role requires a pragmatic, proactive lawyer with a general grounding of UK/EEA financial services/private bank/wealth management...

Job Type: Permanent Build a brilliant future with Hiscox   Reporting to:         Re & ILS Head of Data Location:                 London Type:                       Permanent Role Overview The Lead Data Scientist is a crucial member of the extended RE&ILS Tech Leadership Team, responsible for building, leading, and nurturing a highly capable (New) Data Science and Machine Learning chapter. This role facilitates the successful delivery of new AI Cloud-based solutions against our growing list of business use cases (involving complex Data Analytics, Machine Learning, and AI Agent based solutions). You will co-lead the new Data Science chapter with the RE&ILS Head of Data and help ensure its members provide Data Science capabilities and insights to support decision-making across RE&ILS strategic Value Streams. Whilst the chapter grows, you are expected to be hands-on actively helping to architect, design, and build AI or Data Science-based...

Job Type: Permanent Build a brilliant future with Hiscox   Role Profile Title: LM HPS (Hiscox Portfolio Solutions) Claims and Insights Manager Direct reporting line: Head of Claims LM Location:  London The Role The Hiscox Portfolio Solutions ( HPS ) Claims and Insights Manager is a unique new opportunity to manage a modern and forward-looking book of claims. HPS comprises new distribution methods of placement going from lead Lloyd’s business with bespoke claims solutions to fast follow books. Working closely with the London Market Claims Leadership and the Group Claims Team you will drive the continuous development and improvement of the London Market Hiscox Claims service and commitment to do what is right for our customers. What is HPS? This new division consists of four distinct but complementary teams: Alternative Risk – Written within Hiscox London Market since 2015, the team selectively backs world-class underwriting expertise...

Data Modeller - London, hybrid - Salary 80 - 90k + 15% cash flex + benefits + bonus. Role Overview We are seeking a highly experienced Data Modeller with deep expertise in the Lloyd's of London insurance market. The ideal candidate will be responsible for designing, implementing, and optimizing complex data models that support underwriting, claims, pricing, and regulatory reporting processes. This role requires a strong understanding of insurance data structures, market-specific standards, and advanced data architecture principles. Key Responsibilities Data Modelling & Architecture Design and maintain conceptual, logical, and physical data models for insurance systems. Ensure alignment with Lloyd's market standards, including Core Data Record (CDR) and Blueprint Two initiatives. Develop data dictionaries, metadata, and governance frameworks. Data Integration & Transformation Collaborate with business analysts, actuaries, and IT teams to integrate data...