Credit Analyst

Robert Half is partnering with a well-established and growing specialist lender to recruit a Credit Analyst for an immediate requirement in Basingstoke.

This is a fantastic opportunity to join a highly collaborative financial services business that has built a strong reputation within the lending market through its entrepreneurial approach, customer focus and agile decision-making. Unlike larger institutions, the business offers genuine visibility, exposure to senior leadership and the opportunity to directly influence how credit risk and portfolio oversight evolve as the organisation continues to grow.

The company has continued to invest heavily in its governance, technology and risk infrastructure, making this an exciting time to join the business as it strengthens its first-line credit oversight capability. You'll be joining a team where ideas are encouraged, improvements are welcomed and your analysis will genuinely shape business decisions.

Working closely with the Head of Credit Governance, you will support the monitoring and analysis of the lending portfolio, helping ensure the business operates within its credit risk appetite while identifying emerging risks and opportunities.

Key responsibilities include:

• Producing and enhancing portfolio monitoring and credit MI reporting
• Analysing trends across arrears, defaults, roll rates and loss forecasting
• Conducting segmentation analysis by sector, product and introducer
• Supporting the development of early warning indicator frameworks
• Contributing to credit policy reviews and portfolio risk recommendations
• Building and developing Power BI dashboards for stakeholders
• Monitoring customer covenant compliance and financial performance
• Preparing detailed credit assessments and financial ratio analysis
• Presenting insights to senior stakeholders and governance forums

The successful candidate will ideally have experience within a credit analysis, portfolio analytics or risk-focused role within financial services.

You will have:

• Experience working within a credit or analytical role in financial services
• Strong analytical and problem-solving skills
• Excellent attention to detail and confidence challenging data
• Strong interpersonal and stakeholder management skills
• Experience using Power BI and strong Excel capabilities
• Ability to work effectively in a fast-paced environment

Desirable:

• Exposure to banking or asset finance
• Experience assessing customer creditworthiness and financial statements
• Finance or accounting-related qualification

• Opportunity to join a growing specialist lender with ambitious plans
• Broad exposure across credit risk, governance and portfolio management
• High visibility role with direct access to senior leadership
• Collaborative culture where your ideas and input are valued
• Genuine opportunity to influence and improve processes
• Strong long-term career development potential
• Competitive salary up to £45,000 plus discretionary bonus

For more information or a confidential discussion, please apply today!

Robert Half Ltd acts as an employment business for temporary positions and an employment agency for permanent positions. Robert Half is committed to diversity, equity and inclusion. Suitable candidates with equivalent qualifications and more or less experience can apply. Rates of pay and salary ranges are dependent upon your experience, qualifications and training. If you wish to apply, please read our Privacy Notice describing how we may process, disclose and store your personal data: